Contact is the model for the account owner contact information.

Identity is the model to provide account owner’s identity information.

Disclosures fields denote if the account owner falls under
each category defined by FINRA rule. The client has to ask
questions for the end user and the values should reflect
their answers.
If one of the answers is true (yes), the account goes into
ACTION_REQUIRED status.

The client has to present the Alpaca Account and Margin Agreements to the end user, and have them read full sentences.

This model input is optional. However, the client should
make reasonable effort to obtain the trusted contact information.
See more details in FINRA Notice 17-11

Only one of the following is required:

• email_address
• phone_number
• street_address

Will default to us_equity. Alpaca has the ability to update the default value upon request.