Contact is the model for the account owner contact information.

Identity is the model to provide account owner’s identity information.

Disclosures fields denote if the account owner falls under
each category defined by FINRA rule. The client has to ask
questions for the end user and the values should reflect
their answers.
If one of the answers is true (yes), the account goes into
ACTION_REQUIRED status.

This model input is optional. However, the client should
make reasonable effort to obtain the trusted contact information.
See more details in FINRA Notice 17-11

Only one of the following is required:

• email_address
• phone_number
• street_address